AIB Regulatory Compliance for Personal Bankers (AIB-7393)

HOME 

This AIB course offers valuable information on sixteen regulations that directly affect the responsibilities of Personal Bankers in most financial institutions. The regulations have been divided into six categories: Privacy and Security, Deposit, Ethics  and Fair Lending, Equal Treatment, Real Estate, and Truth in Lending.

Delivery Options

Self-Paced Online

Audience 

Personal Bankers who must successfully demonstrate knowledge of regulatory compliance issues.

Learning Objectives

   At the conclusion of the program participants will be able to:

• Explain their responsibility in complying with the privacy and security regulations by using and filing appropriate BSA and OFAC reports, describing accounts that pose risks to the bank under the USA Patriot Act, and explain the privacy issues that impact customers under privacy for customer contact personnel
• Explain their responsibility in complying with the deposit regulations by describing hold policies under Regulation CC, account disclosures and inquiries under Regulation DD, and customer notification to the bank under Regulation E
• Explain their responsibility in complying with the ethics and fair lending regulations by describing employee code of conduct requirements under the Bank Bribery Act, and consumer notices and information sharing under FCRA
• Explain their responsibility in complying with the equal treatment regulations by using best practices to avoid discriminating against customers in lending activities under Fair Lending and ECOA, persons with disabilities under ADA, and providing public information under CRA
• Explain their responsibility in complying with the real estate regulations by discussing loans covered, and using the LAR under HMDA, and home buying disclosures and activities prohibited under RESPA
• Explain their responsibility in complying with the truth in lending regulation by describing annual percentage rate, types of disclosures, right of rescission, and penalties for non-compliance under Regulation Z

Enrollment Form

Download and print an enrollment form from here, complete and fax to 904-354-1834.