The Personal Trust Curriculum Level 1, also known as Building Trust Expertise, is a self-study program specifically designed to teach the important concepts, correct terminology, and relevant issues of the trust business. The materials allow the students to move through the course at his/her own pace and can be used later as reference materials. Personal Trust Curriculum Level 1 can be taken as a self-study course, or delivered in-bank in a classroom format, in its entirety as an AIB Online Course or module by module as self-paced ABA eLearning. The program is divided into three modules covering trust administration, taxation and estate planning, and investment management.

AUDIENCE: Trust department and other bank staff who assist or refer trust clients. No prior knowledge of the subject is required.

Building Trust Expertise – Investment Management: This program provides an overview of the investment management issues that affect personal trusts. It covers investment types; stock and bond selection/analysis; investment portfolio management; and economical and legal influences on investments.

Building Trust Expertise – Taxation and Estate Planning: This program provides an overview of the taxation and estate planning issues that affect personal trusts. It covers income tax, the role of transfer taxes in trust management, and basic estate planning, including the use of the marital deduction.

Building Trust Expertise – Trust Administration: This program provides an overview of trust administration for personal trusts and is designed to help new trust professionals identify key issues and use common trust terminology appropriately. It covers trust basics, including requirements to create a trust and common types of personal trusts; account acceptance and termination considerations, and factors to consider before making discretionary distributions.

Enrollment Form

(Download and print from SER-CFT website, complete and fax to 904-354-1834)