This AIB course provides participants with the ability to extract key information from 1040 Federal Tax Returns to determine projected income. It reviews tax returns, projected income forms, income sources, and cross-selling possibilities. Participants will learn how to explain to customers why a loan was declined due to insufficient projected income and how the different schedules were analyzed.

   Audience: Personnel who are in a position to obtain tax returns from customers for lending analysis, yet have little or no training in tax analysis

    Learning Objectives

   At the conclusion of the program participants will be able to:

• Explain what banks look for in tax returns
• Identify what constitutes a complete tax return
• Describe what to do if you suspect fraudulent tax returns
• Use analysis forms to determine the customer’s projected income form two years of tax returns
• Identify cross-selling opportunities
• Explain to a customer how tax returns are analyzed

Enrollment Form

(Download and print from SER-CFT website, complete and fax to 904-354-1834)