Overview of Financial Statements introduces students to small business financial statements. This course provides a solid foundation for understanding balance sheets, income statements, cash flow statements and tax return forms, and their typical uses in lending. Students will learn how each statement presents information about a business and contributes to meaningful conclusions about the health and stability of the business.

Audience

Bank personnel who are involved in any aspect of the small business lending process but who have little experience with financial statements.

Learning Objectives

After completing this course, students will be able to:

• Describe the type of financial information used by lenders and how it is prepared
• Define the purpose of the balance sheet, income statement and cash flow statement
• Explain how tax return forms provide important financial information

Enrollment Form

(Download and print from SER-CFT website, complete and fax to 904-354-1834)