This newly updated AIB course reflects the ways that banks do business and how they are affected by laws and regulations – in plain English for the non-lawyer. It is devoted to the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

   Audience:  Personnel who are new to banking or require a refresher course on the legal basis for many banking services and transactions.

    Learning Objectives

   At the conclusion of the program participants will be able to:

• Discuss laws and regulations pertaining to deposit account relationships such as regulations D, E, Q, CC, and DD
• Explain legal protections afforded to consumers by such laws as Equal Credit Opportunity, Fair Housing, Truth in Lending, and more
• Describe key laws affecting real estate transactions such as RESPA and HOEPA, and more
• Describe provisions of bankruptcy law covering liquidation, rehabilitation, and relief, and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
• Identify major laws and regulations governing bank trust; securities and insurance activities; marketing and international banking
• Describe major provisions of laws and regulations protecting bank operations such as regulations O and W
• Explain provisions of laws such as HMDA, Bank Secrecy Act, USA Patriot Act, Financial Privacy and OFAC regulations

Enrollment Form

(Download and print from SER-CFT website, complete and fax to 904-354-1834)