Southeast Regional Center
AIB Agricultural Lending (AIB-6916)
This AIB course will provide participants with the basic
skills needed to undertake credit analysis, loan structuring, monitoring, and
provide guidance on dealing with problem loans. Participants will apply these
concepts to one or more credits within their own organization. The topics to be
covered include current developments in the farm sector, farm business and
financial planning, balance sheet and income statement, cash flow statement and
credit analysis, loan structuring, monitoring borrower relationships, and
managing problem loans.
Delivery Options
Instructor-Led Online
Audience
Personnel who are either new to agricultural lending or who have limited or little formal training in this field.
Learning Objectives
At the conclusion of the program participants will be able to:
- Undertake a
thorough credit analysis using the balance sheet, income statement, and
statement of cash flows
- Identify
supplemental sources of information when the financial statements are insufficient
- Structure a loan
or set of loans that helps the borrower achieve his or her business plan
with an acceptable level of risk to the bank
- Work with
borrowers who are not making adequate progress on their business plan to
find a suitable course of action.
In the lower division baccalaureate/associate degree category, 3 semester hours in Finance or Accounting.
*Applicable for Instructor-Led Online course
Enrollment Form
Download and print an enrollment form from here, complete and fax to 904-354-1834