Southeast
Regional Center for Financial Training, Inc.
AIB
Analyzing Financial Statements (AIB-6920)
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Course
Information (Textbook Information Below)
Analyzing Financial Statements is a practical introduction to financial
analysis from the viewpoint of the commercial loan officer. This program gives
you the skills you need to effectively assess the borrower's ability to repay
loans.
Delivery
Options
Self-Study, Instructor-Led Online, and In-Person.
Audience
Commercial loan
officers, credit analysts, and trainees who have a basic knowledge of accounting
principles and practices, and a familiarity with the commercial lending process.
Learning Objectives
After successfully
completing this program, you will be able to:
-
Relate how a company's type of business, legal
structure, size, and management strategies affect the way a lender conducts
financial analysis
-
Analyze income statements, balance sheets, and pro
forma statements
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Calculate key financial ratios and use them to
compare a company's performance with that of the company's industry
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Use advanced analytical techniques: sensitivity
analysis, sustainable growth, working investment analysis, break-even
analysis, and operating leverage
-
Determine when a funds flow statement is required
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Construct and analyze long-run, multiple-year
forecasts of income statements and balance sheets
-
Construct and interpret a cash budget
ACE
College Credit Recommendation*
In the lower
division baccalaureate/associate degree category, 3 semester hours in Finance or
Accounting.
*Applicable for Instructor-Led Online course.
Analyzing Financial Statements provides the skills
needed to conduct a comprehensive and effective financial analysis of a business
borrower. Analyzing Financial Statements clearly illustrates each step
required in reviewing the financial statements provided by loan applicants to
determine whether a borrower can repay debt to your institution. it explains
essential concepts between the different types of businesses, legal structures
of businesses, sizes of business, and other major influences that affect cash
flow cycles. Realistic case studies and practical application exercises provide
hands-on experience in analyzing income statements, balance sheets, and tax
forms.
Master Case
Book
The textbook is accompanied by a Master Case
Book. Referring to material in the Master Case Book, the textbook explains how
analysts create and interpret income statement analysis, balance sheet analysis,
ratios, cash flow, cash budgets, pro formas, and personal financial statements.
Students will learn to calculate and interpret financial statements submitted
for various small business and commercial loans.
Analyzing
Financial Statements supports the
AIB Online
course - Analyzing Financial Statements and may be used to teach Analyzing
Financial Statements for AIB credit in the classroom.
Recommended
Instructional Hours: 30-45
Text and Master
Case Book are sold as a set
Softbound, 7th Edition, 2007
Catalog #3003848
For further information, call Southeast Regional
CFT (904) 354-4830 or send an e-mail to lisaphillipscft@bellsouth.net.
Enrollment Form
Download and print an enrollment form from here,
complete and fax to 904-354-1834. www.cft-flsc.org
