Southeast Regional Center for Financial Training, Inc.

AIB Agricultural Lending (AIB-6916)

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This AIB course will provide participants with the basic skills needed to undertake credit analysis, loan structuring, monitoring, and provide guidance on dealing with problem loans. Participants will apply these concepts to one or more credits within their own organization. The topics to be covered include current developments in the farm sector, farm business and financial planning, balance sheet and income statement, cash flow statement and credit analysis, loan structuring, monitoring borrower relationships, and managing problem loans.

Delivery Options

Instructor-Led Online

Audience

Personnel who are either new to agricultural lending or who have limited or little formal training in this field.

Learning Objectives

  At the conclusion of the program participants will be able to:

• Undertake a thorough credit analysis using the balance sheet, income statement, and statement of cash flows
• Identify supplemental sources of information when the financial statements are insufficient
• Structure a loan or set of loans that helps the borrower achieve his or her business plan with an acceptable level of risk to the bank
• Work with borrowers who are not making adequate progress on their business plan to find a suitable course of action.

ACE College Credit Recommendation*

In the lower division baccalaureate/associate degree category, 3 semester hours in Finance or Accounting.

*Applicable for Instructor-Led Online course

Enrollment Form

Download and print an enrollment form from here, complete and fax to 904-354-1834