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  =20             =20 Southeast=20 Regional Center for Financial Training, Inc.                &n= bsp;  =20

       AIB=20 Reg Z HOEPA (Sect. 32) Loans and HIgher-Priced Mortgage=20 Loans

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Reg Z HOEPA (Sect. 32) = Loans and=20 Higher-Priced Mortgage Loans describes the characteristics of = mortgage loans subject to either the HOEPA or the HPML = requirements of=20 Regulation Z. The course explains the underwriting standards, = timing and=20 disclosure requirements, escrow, and servicing requirements. It = also=20 explains the penalties for violations of these sections of = Regulation Z.=20

Delivery=20 Options

Self-Paced Online

Audience

All branch personnel = responsible for taking=20 consumer mortgage loan = applications.

Learning Objectives

By the of this course, the = students will be=20 able to:

  • Identify the disclosures = required and=20 what they include

  • Describe the features that = are banned=20 from high-rate, high-fee loans

  • Examine the impact of new = laws and=20 regulations that protect consumers against abusive lending = practices=20

  • Recognize a HOEPA and a HPML = loan based=20 on price and type of loan

  • Describe the three new = special compliance=20 requirements

  • Identify the consequences for = not=20 complying with the new Reg Z rules=20

Enrollment=20 Form

Download = and print an=20 enrollment form from here= ,=20 complete and fax to = 904-354-1834.