![](3D"AIBFundamentalsofMOrtgageLending_files/image001.jpg")
Southeast
Regional Center for Financial Training
AIB Fundamentals of Mortgage Lending (AIB-7836)
HOME
Fundamentals of Mortgage Lending provides students with the knowledge and skills
necessary to discuss or sell real estate credit products with clients. The
course covers the importance of mortgage lending to financial institutions =
and
the affect of the secondary market on the lending process. It also gives an
overview of real estate basics; why a client might want a real estate loan,
mortgage terminology, the calculation of loan to=
value
ratios. The loan process is discussed from the client perspective and the
functions of the various financial services personnel involved. Regulations
that affect the mortgage lending process are introduced at relevant points =
in
the course.
Delive=
ry
Options
In-Person, Assisted Self-Study;
Self-Paced Online
Audien=
ce
The
audience is bank personnel involved in the mortgage lending process, with l=
ess
than one year of mortgage lending experience.
Learni=
ng
Objectives
After
completing this course, students will be able to:
- Explain why mortgage lending is beneficial=
to
financial institutions
- Describe how the secondary markets affect
mortgage lending and its relationship with government-sponsored
enterprises
- Explain the reasons why a person applies f=
or a
real estate loan
- Describe the basic terminology associated =
with
adjustable rate mortgages
- Explain the different sections of a real e=
state
rate sheet and what the terms mean to the client
- Calculate the loan-to-value ratios for a r=
eal
estate credit product
- Describe why mortgage insurance and the re=
serve
account is important to financial institutions
- Describe the real estate loan process and =
what
job functions and regulations are involved in the process.
Enrollmen=
t Form
Download and print an
enrollment form from here=
,
complete and fax to 904-354-1834
AIB Fundamentals of Mortgage Lending (AIB-7836)
HOME
Fundamentals of Mortgage Lending provides students with the knowledge and skills
necessary to discuss or sell real estate credit products with clients. The
course covers the importance of mortgage lending to financial institutions =
and
the affect of the secondary market on the lending process. It also gives an
overview of real estate basics; why a client might want a real estate loan,
mortgage terminology, the calculation of loan to=
value
ratios. The loan process is discussed from the client perspective and the
functions of the various financial services personnel involved. Regulations
that affect the mortgage lending process are introduced at relevant points =
in
the course.
Delive=
ry
Options
In-Person, Assisted Self-Study;
Self-Paced Online
Audien=
ce
The
audience is bank personnel involved in the mortgage lending process, with l=
ess
than one year of mortgage lending experience.
Learni=
ng
Objectives
After
completing this course, students will be able to:
- Explain why mortgage lending is beneficial=
to
financial institutions
- Describe how the secondary markets affect
mortgage lending and its relationship with government-sponsored
enterprises
- Explain the reasons why a person applies f=
or a
real estate loan
- Describe the basic terminology associated =
with
adjustable rate mortgages
- Explain the different sections of a real e=
state
rate sheet and what the terms mean to the client
- Calculate the loan-to-value ratios for a r=
eal
estate credit product
- Describe why mortgage insurance and the re=
serve
account is important to financial institutions
- Describe the real estate loan process and =
what
job functions and regulations are involved in the process.
Enrollmen=
t Form
Download and print an
enrollment form from here=
,
complete and fax to 904-354-1834
------=_NextPart_01CCFB86.26876A60
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