Commercial lending is central to the banking business. Commercial
lenders respond to the needs of current or potential bank customers who
are seeking loans to support their business enterprises. Lenders make
and service loans using formalized processes that include: securing
pertinent information on the business and the need for the loan,
analyzing related financial data, conducting credit checks, preparing
necessary documents and agreements, calling on customers, and resolving
actual or potential credit issues.
This curriculum is comprehensive in
that it addresses broad banking understanding, financial accounting,
commercial lending and credit analysis, product knowledge - both credit
and deposit products for small businesses - legal and regulatory issues,
and a number of other topics that support the overall business
relationship.
The program is well suited to management trainees, new commercial
lenders, and those individuals in lending support positions.
Required Courses:
Students must complete the following
courses. Those titles with an asterisk (*) may be met by transfer
credit from an accredited college or university. Each course
transferred must be taken for a minimum of 3 credits.
