Reg Z Installment and Home Equity Loans (Closed-End Credit) describes closed end adjustable rate and fixed rate closed-end lending, including installment loans and home equity loans and the requirements for both.

Branch staff (lenders, CSRs Call Center, personal bankers) who takes consumer loan applications or discuss loan products with consumers.  For some banks, this course may also be applicable for tellers making referrals to the platform.

By the of this course, the students will be able to:

• Describe the features of closed-end loans and the required disclosures for variable and fixed rate credit

• Describe  the features of home equity loans

• Examine the rules and disclosures for home equity loans